Stuck on what to do for a color palette? Keep your eyes open for existing color palettes that might inspire your design/creation!
For example: I had wheat toast with peanut butter & jelly this morning, and realized that the color palette for PBJ is really quite unique! I'm definitely going to try it soon in my work. I think the key is to always be on the lookout for this sort of "color find." Colors are all around us and the combinations are endless! Another suggestion: keep a notebook with ideas for color. Just jot down ideas and tape clippings of great color ideas.